Quickly estimate your monthly loan payment and total interest for your ADU project.
Use the sliders below to adjust your loan amount, interest rate, and loan term. This calculator gives you a rough idea of what financing your accessory dwelling unit might look like.

ADU Loan Calculator

Enter your total ADU project cost after subtracting your planned down payment.

Selected: $150,000

Enter your estimated interest rate based on current market rates or a lender quote — typically between 6% and 9%.

Selected: 6.5%

Choose the number of years to repay your loan. Longer terms lower monthly payments but increase total interest. Common loan terms include 5, 10, 15, 20, and 30 years.

Selected: 30 years

Estimated Monthly Payment:
$0.00

Total Interest Paid:
$0.00